April 2015 | Omaha Insurance Solutions

Diabetes is one of the fastest growing medical conditions in America, and can be one of the most costly conditions to treat. According to the Center for Disease Control, there are currently 21.0 million Americans have been diagnosed with at least one type of Diabetes and millions more have yet to be diagnosed. An additional 79 million people over age 20 living in the United States have blood sugar levels that are higher than normal, but not high enough to be classified as Pre-Diabetic. With such dramatic numbers, it is no wonder that direct medical costs for diabetes treatment total over $ 176 billion each year.

Diabetes-related expenses can be a significant burden, especially for older Americans that rely on Medicare and government funded healthcare systems. Not all Medicare Plans will cover testing or medications that help patients manage their Diabetes, and even when coverage is extended, patients still face out-of-pocket expenses. It is typical for Medicare Part B to cover blood glucose tests for Diabetes screening, as well as two diabetes screenings each year for beneficiaries who are at high risk for diabetes.

However, patients are still often responsible for co-payments, visit fees and other expenses. Medicare Part D, on the other hand, will generally help some patients cover the supplies needed to control diabetes, by helping some patients pay for insulin and home blood sugar monitoring equipment, however not all patients are eligible. However in nearly all situations Medicare will not bear the full cost of these expenses.

Medicare Supplement Insurance Plans can help pay for costs that are not covered under Original Medicare insurance. This includes stepping in to help cover your co-payments, coinsurance and deductibles under a current Medicare plan. These expenses can quickly add-up should you require hospitalization, frequent doctor visits and other major healthcare services that often accompany Diabetes.

Whether you receive Medicare through Original Medicare or an Omaha Medicare Advantage Plan, you will have the same benefits and security that you do now as a Medicare Recipient. Interested in learning more about your current Medicare plan or Medicare Supplemental Coverage? Please visit Medicare.gov or contact Omaha Insurance Solutions at (855) 367-3631 to speak to a licensed insurance agent today.

Enrolling in Club Medicare

Remember the cool kids in school.  You wanted to be part of the group, but you never knew how to break into the cliché.  How to fit in seemed like a mystery.  You never knew exactly what to say or do to be accepted into the club.  It’s not that way with enrolling in Medicare.  You can get in as simple as click, type, and submit. Enrolling in Medicare is not a mystery.  It’s not difficult.  It doesn’t take much time.  You can do this.  Follow the steps I am laying out, and you will save yourself a lot of time and trouble.  You can use any computer with internet access.  Here are the steps to enrolling in Medicare made easy.

Steps to Enrolling in Medicare Online

  • Google Social Security, not Medicare.  Or put ssa.gov into the address bar at the top of the page.  Hit enter.
  • In the blue topic bar toward the top of the Social Security page, you will see Benefits toward the left.  Click on Benefits.
  • There will be a blue button saying Apply for Medicare only.  Click on that.
  • Follow the prompts.  Put your name, birthday, Social Security number, etc. in the boxes in the form.
  • Before you push the button to submit your application, you will be given a code number.  Write down the number or print the screen.

Medicare Red White Blue CardWith that, you will be able to get back into the Social Security website to check on the status of your application.  You should be in the Medicare system within five business days.  You will receive an award letter from Center for Medicare & Medicaid Services (CMS) within approximately four weeks and then your Red, White, & Blue Medicare card in another two weeks.  That is your ticket to the dance.  After that, you will be able to enroll in any Medicare plan available in your area. By enrolling in Medicare online, you save yourself the time and headache of making an appointment at the Social Security office, driving to the local office, waiting in line, and driving back home.  If you are working still, you have to take time off from work.  Save yourself the time and trouble.  You will be in the Medicare system more quickly.  You will receive your Medicare card sooner.  You have more time to research and enroll in a Medicare plan, supplement, or PDP (Prescription Drug Plan).  You will not be rushed. Go to the Social Security website three months before your 65th birthday because enrolling in Medicare online is easy.

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What Our Clients Are Saying

Perry & Nancy T

Chris showed up when he said. He answered all my questions. He did what he said he would do.

Cheryl B. & Mary N.

Chris has been our insurance agent for five years. He made the whole Medicare process easy to understand and paid attention to every detail to tailor a program that would be a best fit for us. If we have a question or issue, Chris responds back immediately! He’s been an absolute pleasure to work with! We highly recommend Chris for all your Medicare and Insurance needs.

Mark P.

Chris has the education, background, experience, knowledge, and most of all, character and communication skills necessary to provide his clients very clear and considerate advice. I have been immensely happy to have had met him just when I needed to decide on Medicare and related preparation for healthcare after retirement.

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