Blog
Beginner’s Guide to Medicare Advantage
By: Chris Grimmond • On: December 20, 2021
For as long as I have been educating people about Medicare, prospects are always surprised when I talk about Medicare Advantage insurance plans in Omaha, Nebraska. Even for those who have heard something about Medicare Advantage, people are astonished when I go into the details of the plans. So I’ve found people need a […]
Finding Medicare Advisors in Omaha, NE
By: Chris Grimmond • On: October 23, 2021
Finding a Medicare advisor in Omaha, NE, is not difficult. If you are turning 65, marketing companies sell your contact information, including birthday and phone numbers, to insurance agents. Lead companies are mailing you business reply cards (BRC) in hope that you will fill them out and mail them back in. Direct mail marketing companies […]
What Is the Medicare Modernization Act?
By: Chris Grimmond • On: October 9, 2021
Medicare Modernization Caused Medicare Confusion After Congress created Medicare and President Lyndon Johnson signed the Medicare program into law, insurance companies began designing and offering health plans to fill in the gaps in Medicare-covered services. Insurance companies started developing many Medigap policies to fill in Medicare Part A and Part B gaps. There were no […]
The Cost of Medicare Supplement Plans
By: Chris Grimmond • On: October 1, 2021
Mistake 1–The Cost of Medicare Supplement Plans is Different, but the Plans Are the Same The line I hear repeatedly is ‘I’m looking for the best coverage for the least amount of money.’ Here are some common mistakes consumers make when selecting their Medigap plan. The key to understanding the cost of Medicare supplement plans […]
Medicare Advantage Insurance Plans in Omaha Nebraska: The Pros & Cons
By: Chris Grimmond • On: September 25, 2021
When people talk about Medicare Part C or Medicare Advantage insurance plans in Omaha, Nebraska, they are usually making a comparison. The comparison is generally to Original Medicare and a Medicare Supplement with Part D. These are the two main ways most people get their Medicare. These two ways are very different, and I don’t […]
The 3 Questions To Ask Your Medicare Insurance Agent
By: Chris Grimmond • On: September 17, 2021
So, What Questions Should You Ask Your Medicare Insurance Agent? What Is Medicare Advantage? Sometimes there is confusion about Medicare Part C or Medicare Advantage insurance plans in Omaha, Nebraska. I have heard doctors’ offices call it “Medicare replacement plans” or “it is not Medicare.” So when asking what questions to ask your Medicare insurance […]
3 Questions About Medicare Supplement Underwriting in Omaha
By: Chris Grimmond • On: September 16, 2021
#1. Can You Change Your Medicare Supplement Without Underwriting in Omaha? Outside of your Open Enrollment or Guaranteed Issue (GI) situation, you must go through Medicare Supplement underwriting in Omaha. This means all of Nebraska and Iowa as well. I had an incredible case a couple of years ago. Several financial advisors refer their clients […]
What 3 Important Questions Should a Good Medicare Insurance Agent Ask?
By: Chris Grimmond • On: September 10, 2021
#1. A Good Medicare Insurance Agent Should Ask “What Kind of Prescription Medications You Are Taking?” After almost a decade of being a Medicare insurance agent, I still get nervous when prospective clients push their list of medications across the conference table. When I look at the list, I either tense up or breathe a […]
Medicare 2021 Changes to Know About
By: Chris Grimmond • On: March 5, 2021
Every year there are changes to Medicare. The changes are usually not as drastic as the television commercials would lead you to believe. The purpose of the advertisements is to stimulate fear, uncertainty, and greed. They hit it hard to motivate you to call the 800-number. They will claim to offer a free objective evaluation. […]
Does Medicare Advantage Pay For Home Health Care?
By: Chris Grimmond • On: June 30, 2020
Medicare Advantage and Home Health Care All Medicare Advantage (MA) plans must provide at least the same level of coverage for home health care as does Original Medicare, so Medicare Advantage pays for home health care. However, an MA plan may have different rules, costs, and restrictions on services. For example, depending on a person’s […]
