Results For: open enrollment
Must Ask Questions For Your Medicare Insurance Agent in Omaha
By: Chris Grimmond • On: December 22, 2021
Are You An Independent Medicare Insurance Agent in the Omaha Area? There are different kinds of Medicare advisors in Omaha, NE. Some Medicare agents are captive, meaning they sell Medicare insurance company products exclusively for one insurance company. Some of those companies may have subsidiaries, so it appears the agent offers multiple companies, but in […]
Finding Medicare Advisors in Omaha, NE
By: Chris Grimmond • On: October 23, 2021
Finding a Medicare advisor in Omaha, NE, is not difficult. If you are turning 65, marketing companies sell your contact information, including birthday and phone numbers, to insurance agents. Lead companies are mailing you business reply cards (BRC) in hope that you will fill them out and mail them back in. Direct mail marketing companies […]
The Cost of Medicare Supplement Plans
By: Chris Grimmond • On: October 1, 2021
Mistake 1–The Cost of Medicare Supplement Plans is Different, but the Plans Are the Same The line I hear repeatedly is ‘I’m looking for the best coverage for the least amount of money.’ Here are some common mistakes consumers make when selecting their Medigap plan. The key to understanding the cost of Medicare supplement plans […]
3 Questions About Medicare Supplement Underwriting in Omaha
By: Chris Grimmond • On: September 16, 2021
#1. Can You Change Your Medicare Supplement Without Underwriting in Omaha? Outside of your Open Enrollment or Guaranteed Issue (GI) situation, you must go through Medicare Supplement underwriting in Omaha. This means all of Nebraska and Iowa as well. I had an incredible case a couple of years ago. Several financial advisors refer their clients […]
Medicare 2021 Changes to Know About
By: Chris Grimmond • On: March 5, 2021
Every year there are changes to Medicare. The changes are usually not as drastic as the television commercials would lead you to believe. The purpose of the advertisements is to stimulate fear, uncertainty, and greed. They hit it hard to motivate you to call the 800-number. They will claim to offer a free objective evaluation. […]
More Than Medicare Supplement Plans
By: Chris Grimmond • On: August 17, 2016
More Than Medicare Supplement Plans I help people sign up for Medicare Part A and Medicare Part B. We go to Medicare.gov and run their medications. I check to make sure their doctors and hospitals are in network for the Medicare Advantage plans. I explain their Medicare eligibility and show All the Medicare supplement plans, […]
Medicare Supplement Underwriting
By: Chris Grimmond • On: June 14, 2016
I quoted a prospective client a Medicare supplement rate that was significantly less than the plan he was currently on. When I explained that he would have to go through Medicare supplement underwriting and answer some health questions because he was no longer in his Open Enrollment, he wasn’t happy. Why was he upset? Because […]
By: Chris Grimmond • On: June 2, 2016
For two years, my father was on dialysis. Those were tough years. When I got a client on dialysis, I wanted the best for him. Kidney dialysis is one of the pre-existing conditions that usually excludes you from a supplement. My client had a one-time opportunity. I was going to make sure he got it! Obama Care Confuses Pre-Existing Conditions Pre-existing conditions are confusing when […]
By: Chris Grimmond • On: July 5, 2015
Markets are constantly changing. The Wednesday and Sunday additions of the Omaha World Herald are full of ads and fliers. Stores publicize sales, put up posters with markdowns, advertise deals, and promote special events. Prices and products are constantly changing. The market place does not stand still. The insurance and Medicare market is no different. Aetna […]
What Is The Medicare Drug Deductible for 2023?
By: Chris Grimmond • On: December 20, 2022
January begins a new calendar year for Medicare. What does that mean for your Medicare drug deductibles in 2023? For most Medicare members with a Medicare Part D prescription drug plan, you have a deductible. The Medicare drug deductible for 2023 is currently $505. The Part D drug deductible for 2022 was $480, which means […]
