Results For: open enrollment
What Is Medicare Supplement Free Look Period?
By: Chris Grimmond • On: January 18, 2023
Medicare has lots of rules and regulations. The insurance companies and the State Insurance Commissioners have even more laws. The Medicare supplement 30-day free look period is one of those rules. Medicare Supplements are called Medigap policies because filling in the gaps is precisely what they do. They fill in the gaps in Original Medicare. […]
By: Chris Grimmond • On: December 26, 2022
A Health Savings Account (HSA) is a powerful tax-advantaged devise. An HSA, however, can have devastating effect if you do not understand how an HSA works with Medicare. What Is An HSA? A Health Savings Account (HSA) is a type of personal savings account introduced in 2003. It is designed to work with employer health […]
Medicare Or Employer Provided Health Insurance?
By: Chris Grimmond • On: August 8, 2022
Which Is A Better Deal for You? Medicare Or Employer Health Insurance Congress created a problem in the 1980s when it increased the age for full Social Security benefits. Eligibility was age 65 for both Social Security AND Medicare. Medicare eligibility is still age 65, but full Social Security benefit now is 66 and six […]
Medicare Advantage: What If I Move?
By: Chris Grimmond • On: February 10, 2022
Why is Medicare Advantage Different When You Move? Medicare Advantage plans have lots of rules. When you move your permanent residence, those Medicare plan rules take effect. As it states on the Medicare.gov website, Medicare Advantage is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part […]
Medicare Secret #3 Don’t Let An Opportunity Pass You By
By: Chris Grimmond • On: January 29, 2022
Medicare Open Enrollment is January 1st-March 31st when you can leave your Medicare Advantage plan and return to Original Medicare–Medicare Part A and Part B. You then have the opportunity to purchase a Medicare Part D prescription drug plan and apply for a Medicare Supplement/Medigap policy. It is another opportunity to make sure you […]
Must Ask Questions For Your Medicare Insurance Agent in Omaha
By: Chris Grimmond • On: December 22, 2021
Are You An Independent Medicare Insurance Agent in the Omaha Area? There are different kinds of Medicare advisors in Omaha, NE. Some Medicare agents are captive, meaning they sell Medicare insurance company products exclusively for one insurance company. Some of those companies may have subsidiaries, so it appears the agent offers multiple companies, but in […]
Finding Medicare Advisors in Omaha, NE
By: Chris Grimmond • On: October 23, 2021
Finding a Medicare advisor in Omaha, NE, is not difficult. If you are turning 65, marketing companies sell your contact information, including birthday and phone numbers, to insurance agents. Lead companies are mailing you business reply cards (BRC) in hope that you will fill them out and mail them back in. Direct mail marketing companies […]
The Cost of Medicare Supplement Plans
By: Chris Grimmond • On: October 1, 2021
Mistake 1–The Cost of Medicare Supplement Plans is Different, but the Plans Are the Same The line I hear repeatedly is ‘I’m looking for the best coverage for the least amount of money.’ Here are some common mistakes consumers make when selecting their Medigap plan. The key to understanding the cost of Medicare supplement plans […]
3 Questions About Medicare Supplement Underwriting in Omaha
By: Chris Grimmond • On: September 16, 2021
#1. Can You Change Your Medicare Supplement Without Underwriting in Omaha? Outside of your Open Enrollment or Guaranteed Issue (GI) situation, you must go through Medicare Supplement underwriting in Omaha. This means all of Nebraska and Iowa as well. I had an incredible case a couple of years ago. Several financial advisors refer their clients […]
Medicare 2021 Changes to Know About
By: Chris Grimmond • On: March 5, 2021
Every year there are changes to Medicare. The changes are usually not as drastic as the television commercials would lead you to believe. The purpose of the advertisements is to stimulate fear, uncertainty, and greed. They hit it hard to motivate you to call the 800-number. They will claim to offer a free objective evaluation. […]
