The Affordable Care Act (ACA) has left many Americans with questions, especially lately with many of the regulations going into effect for 2015. The ACA provides a Health Insurance Marketplace, designed to assist people who don’t otherwise have health coverage through their employer or otherwise. How does this all affect Omaha Medicare Recipients? The short answer is; nothing changes. If you currently receive Medicare, your choices and benefits remain the same. How so?
You can get more, for less. That’s right; if you are a Medicare recipient, you’ll be able to receive many types of preventive care at no additional cost, including services such as mammograms or colonoscopies. In addition, you’ll be able to receive one free wellness exam per year.
You’ll save money on prescription drugs. The “donut hole” that is part of the Medicare Part D program is a gap in your drug coverage that gives recipients 55% off of Part D-covered brand-name prescription drugs. This donut hole is steadily shrinking, and is expected to be closed by 2020, meaning recipients will only pay for 25% of their covered brand-name and generic prescription drugs.
Your Doctor will receive more support. The ACA has created new initiatives that support care coordination, ensuring that patients get the right care at the right time. As a result, your doctors will likely receive additional resources to ensure that your treatments are consistent.
Whether you receive Medicare through Original Medicare or an Omaha Medicare Advantage Plan, you will have the same benefits and security that you do now as a Medicare Recipient. Interested in learning more? Please contact Omaha Insurance Solutions at (855) 367-3631 to speak to a licensed insurance agent today.