Blog
More Than Medicare Supplement Plans
By: Chris Grimmond • On: August 17, 2016
More Than Medicare Supplement Plans I help people sign up for Medicare Part A and Medicare Part B. We go to Medicare.gov and run their medications. I check to make sure their doctors and hospitals are in network for the Medicare Advantage plans. I explain their Medicare eligibility and show All the Medicare supplement plans, […]
By: Chris Grimmond • On: August 13, 2016
Delay Medicare Enrollment Many people work past 65. They continue on with them employer group coverage. They delay Medicare enrollment. At 66+, they wonder what to do about Medicare. How to Enroll after 65 Here is what to do. Go to Medicare.gov. Click on “Forms, Help, Resources” on the top right. Then click on “Medicare […]
By: Chris Grimmond • On: August 12, 2016
A distressed prospective client told me that Medicare did not cover mental health treatment. I stammered a bit because the subject had never come up before, and I was surprised. I said that it did. She had read that it only covered a one time welcome visit to Medicare. I then showed her in the Medicare & […]
By: Chris Grimmond • On: August 9, 2016
Medicare Quote Honesty People ask for Medicare quotes from insurance agents and companies, but people really don’t know what they are asking for or what they should be looking for. It’s not your fault. You only enroll in Medicare once in a lifetime, so its hard to be an expert. Here are some tips when […]
By: Chris Grimmond • On: August 4, 2016
The Big Lie The “Big Lie” is a phrase and idea that Adolph Hitler and then Joseph Goebbels promoted in their propaganda war. They observed that if you told a lie about the opposition, made the lie an outrageous claim, and repeated the claim, people would believe it. This technique existed before the Nazis and […]
By: Chris Grimmond • On: July 4, 2016
The leading cause of bankruptcies in the U.S. are medical bills. Coupled with the headlines “Medicare Going Bankrupt,” the question is: whose going bankrupt first? Health care and Medicare have been in the news and will be even more so as the political season kicks into high gear. Don’t let Medicare’s budget problems became yours. Medicare Going […]
By: Chris Grimmond • On: June 26, 2016
A gentleman called me who was losing his group health coverage from a former employer. He was a retiree from a Fortune 100 company. You would recognize the name of the company immediately. As part of his retirement package, he had a very generous health plan for himself and his wife. He had been on […]
Medicare Supplement Underwriting
By: Chris Grimmond • On: June 14, 2016
I quoted a prospective client a Medicare supplement rate that was significantly less than the plan he was currently on. When I explained that he would have to go through Medicare supplement underwriting and answer some health questions because he was no longer in his Open Enrollment, he wasn’t happy. Why was he upset? Because […]
By: Chris Grimmond • On: June 10, 2016
A prospective client called me about saving money on her Medicare supplement. I asked her the basic supplement health questions and gave a quote. We set up a time to meet. At the meeting, I started going through the standard health questions on the application. When I came to the question about recommended future treatments, she said […]
By: Chris Grimmond • On: June 2, 2016
For two years, my father was on dialysis. Those were tough years. When I got a client on dialysis, I wanted the best for him. Kidney dialysis is one of the pre-existing conditions that usually excludes you from a supplement. My client had a one-time opportunity. I was going to make sure he got it! Obama Care Confuses Pre-Existing Conditions Pre-existing conditions are confusing when […]
