Blog
By: Chris Grimmond • On: June 2, 2016
For two years, my father was on dialysis. Those were tough years. When I got a client on dialysis, I wanted the best for him. Kidney dialysis is one of the pre-existing conditions that usually excludes you from a supplement. My client had a one-time opportunity. I was going to make sure he got it! Obama Care Confuses Pre-Existing Conditions Pre-existing conditions are confusing when […]
By: Chris Grimmond • On: May 31, 2016
One of the most painful calls I get is from a client who is calling on behalf of a parent. They want to know if there is anything I can do for a parent who is paying huge monthly premiums for her Medicare supplement. The agent who signed them up is long gone. The supplement has increased over […]
By: Chris Grimmond • On: May 25, 2016
If you saw a Benjamin Franklin $100 bill laying on the sidewalk, would you pick it up? If someone offered to pay your groceries for 2 months, would you take them up on that? If you had to fill out a coupon to receive six months of free gas for your car, would you send […]
By: Chris Grimmond • On: May 10, 2016
People constantly ask me, ‘What should I do about Medicare?’ They are overwhelmed with all the brochures from insurance companies. They look through the 162 pages of the Official Medicare Handbook and are further confused. Some go to the Medicare.gov website, and are confounded in attempts to navigate through the endless ocean of information. They simply […]
Leave My Medicare Supplement Alone!
By: Chris Grimmond • On: May 8, 2016
You may have been caught up in the recent political circus on TV and missed the political power play behind the scenes. Congress voted to eliminate a Medicare supplement that provides first dollar coverage. (First dollar coverage means you pay no co-pays, deductibles, or co-insurance. Medicare and the Medicare supplement pay everything.) This will change everything about […]
Common Medicare Misconceptions
By: Chris Grimmond • On: August 28, 2015
With all the information out there about Medicare Benefits, it’s easy to be confused, or even misinformed. It’s vital for those who are eligible for Medicare to understand the details about this long-standing, much needed program. The following are a few common Medicare misconceptions and the facts recipients need to set them straight. Myth #1: […]
Tranquilizers Approved Under Medicare, but at What Cost?
By: Chris Grimmond • On: July 27, 2015
The year Medicare approved tranquilizer coverage, it spent an estimated $377 million on prescriptions for the drugs. While congress originally outlawed the coverage of these drugs, pressure from patients and medical societies caused the reversal of this law in 2013 under Medicare Part D. Although these drugs were not covered until recently, it is evident […]
Medicare is simple as A, B, & D.
By: Chris Grimmond • On: July 10, 2015
I learned to sing the alphabet before I learned to say it, and from that humble beginning, language opened up to me. You can’t understand language without first understanding its alphabet. Medicare has a language, and Medicare has an alphabet. It begins with A, B, & D. They are the three essential components of Medicare. […]
By: Chris Grimmond • On: July 5, 2015
Markets are constantly changing. The Wednesday and Sunday additions of the Omaha World Herald are full of ads and fliers. Stores publicize sales, put up posters with markdowns, advertise deals, and promote special events. Prices and products are constantly changing. The market place does not stand still. The insurance and Medicare market is no different. Aetna […]
By: Chris Grimmond • On: June 25, 2015
A popular show on AMC is Turn. It is about General Washington’s spies during the Revolutionary War. You find out quickly that intelligence is critical for an army to be successful. It was intelligence that moved Washington to cross the Delaware River Christmas night to catch the Hessians sleeping at Trenton. That victory was one […]
