Blog
By: Chris Grimmond • On: November 16, 2022
I changed how I do my meetings with new clients. I set up their My Medicare login before they leave my office because . . . . Client Problem A client called me because he had an unpaid bill. He claimed the insurance company with his Medicare Supplement policy would not pay his hospital bills. […]
How to Apply For Medicare In Nebraska For 2022
By: Chris Grimmond • On: November 3, 2022
If you have paid payroll taxes (FICA) for 40 quarters (or 10 years), you are eligible to apply for Medicare in Nebraska for 2022. You are eligible for Medicare Part A at zero premium and may purchase Part B at the current cost if your income is below the IRMAA (Income Related Monthly Adjustment Amounts) […]
Medicare Or Employer Provided Health Insurance?
By: Chris Grimmond • On: August 8, 2022
Which Is A Better Deal for You? Medicare Or Employer Health Insurance Congress created a problem in the 1980s when it increased the age for full Social Security benefits. Eligibility was age 65 for both Social Security AND Medicare. Medicare eligibility is still age 65, but full Social Security benefit now is 66 and six […]
By: Chris Grimmond • On: May 19, 2022
What is Medicaid? ‘Medicare For All’ is a slogan that we have heard repeatedly in political campaigns and on the news. Medicare, and Medicaid to a lesser extent, are successful social programs that a majority of Americans embrace. How does Medicaid work? The biggest bones of contention have to do with the funding of Medicaid. […]
By: Chris Grimmond • On: May 16, 2022
Does Medicare Cover Hospice? Many people are still not very familiar with Medicare and hospice. It is actually a fairly new idea. The “end of life movement” began in the ’70s. (The “end of life movement” is separate and distinct from the Euthanasia movement and organizations, like the Hemlock Society.) Medicare did not cover Hospice […]
By: Chris Grimmond • On: May 13, 2022
Medicare Denial One of the biggest fears people have when they come to my office, for example, is backbreaking medical bills. A major concern is: ‘Will Medicare cover . . . . ? You can then imagine how clients react when Medicare does not cover a bill. Fortunately, I do not get many frantic phone […]
What Is Medicaid? Know the Story
By: Chris Grimmond • On:
Since 2013 I have worked exclusively in Medicare insurance. Many people will ask me, however, ‘What is Medicaid?’ Some of my clients are on both Medicare and Medicaid. Those situations are more complex because you are dealing with two government agencies and a different setup in terms of insurance. To help clients, I call Nebraska […]
Does Medicare Pay For Hospice?
By: Chris Grimmond • On:
What Is Medicare Hospice? Medicare pays for hospice, but what is hospice exactly? Medicare defines hospice as a program of care and support for people who are terminally ill. Terminal illness, as Medicare definites it, is a life expectancy of six months or less. The primary goal of hospice in Medicare is to help terminally […]
Medicare Insurance Brokers Near Me
By: Chris Grimmond • On: May 9, 2022
What Does A Medicare Insurance Agent Do? When you sign up for a Medicare plan or Medicare supplement, you use a licensed insurance agent. An agent is a person who acts on behalf of someone. That someone may be the client or he may be the insurance company. He is licensed which means that the […]
Incredible Changes to Medicare 2022
By: Chris Grimmond • On: May 7, 2022
Needed Changes to the Medicare Enrollment Process 2022 I have been a licensed insurance agent since 2003. I’ve seen a lot of changes to Medicare over that time. One of the problems that always baffled me was how difficult it was to enroll in Medicare. Let me put you in the front seat of the […]
