Blog
By: Chris Grimmond • On: May 13, 2022
Medicare Denial One of the biggest fears people have when they come to my office, for example, is backbreaking medical bills. A major concern is: ‘Will Medicare cover . . . . ? You can then imagine how clients react when Medicare does not cover a bill. Fortunately, I do not get many frantic phone […]
What Is Medicaid? Know the Story
By: Chris Grimmond • On:
Since 2013 I have worked exclusively in Medicare insurance. Many people will ask me, however, ‘What is Medicaid?’ Some of my clients are on both Medicare and Medicaid. Those situations are more complex because you are dealing with two government agencies and a different setup in terms of insurance. To help clients, I call Nebraska […]
Does Medicare Pay For Hospice?
By: Chris Grimmond • On:
What Is Medicare Hospice? Medicare pays for hospice, but what is hospice exactly? Medicare defines hospice as a program of care and support for people who are terminally ill. Terminal illness, as Medicare definites it, is a life expectancy of six months or less. The primary goal of hospice in Medicare is to help terminally […]
Medicare Insurance Brokers Near Me
By: Chris Grimmond • On: May 9, 2022
What Does A Medicare Insurance Agent Do? When you sign up for a Medicare plan or Medicare supplement, you use a licensed insurance agent. An agent is a person who acts on behalf of someone. That someone may be the client or he may be the insurance company. He is licensed which means that the […]
Incredible Changes to Medicare 2022
By: Chris Grimmond • On: May 7, 2022
Needed Changes to the Medicare Enrollment Process 2022 I have been a licensed insurance agent since 2003. I’ve seen a lot of changes to Medicare over that time. One of the problems that always baffled me was how difficult it was to enroll in Medicare. Let me put you in the front seat of the […]
Why Nebraska Medicare Advantage Plans Do It Better
By: Chris Grimmond • On: May 3, 2022
What Are Medicare Advantage Plans First of All? Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all in one” alternative to Original Medicare. Original Medicare is just Part A and Part B. It is Original Medicare because that is how “originally” Medicare started. Private insurance companies approved by Medicare create and […]
By: Chris Grimmond • On: April 27, 2022
What is Medicare? Medicare is under the Social Security Administration (SSA). SSA is the bookkeeper for Medicare collecting premiums from Medicare beneficiaries and distributing funds to Medicare and insurance companies with Medicare contracts. The Centers for Medicare & Medicaid Services (CMS) is the federal agency that manages the Medicare Program. CMS is under the Department […]
By: Chris Grimmond • On: April 23, 2022
Initiative 427 The Nebraska Medicaid program currently provides coverage to approximately 240,000 Nebraskans, with expenditures totaling $2,117,730.000 in 2018. Nebraska voters passed Initiative 427 in the November 2018 election that expanded Medicaid coverage to eligible able-bodied adults ages 19-64 who earn up to 138 percent of the federal poverty level. That is about $17,000 per year for a single […]
By: Chris Grimmond • On:
Beneficiary Assignment For Medicare Claims The provider or institution will file a Medicare claim most of the time. They must file the claim within twelve months of service, but there may be some instances when it doesn’t happen. Your healthcare provider cannot file the claim, or they won’t. Some providers and suppliers do not take […]
Why You Should Use a Licensed Medicare Insurance Agent?
By: Chris Grimmond • On:
Why Do You Need a Medicare Agent? Many who turn 65 realize why they need a licensed Medicare insurance agent specializing in Medicare planning. Insurance companies and insurance agents inundated you with letters, postcards, brochures, booklets, and phone calls. You need to contact the FBI for witness protection to avoid the bombardment you get from […]
